Some of us are guilty of having unused credit cards taking up precious real estate in our wallets. Perhaps you’ve got an old store card you opened to get a discount on a purchase but haven’t shopped there in years. Perhaps it’s a general credit card that got pushed to […]
Will a replacement credit card have the same number?
Sooner or later, you’ll need a replacement credit card. If it’s sooner, it’s because you’ve either lost it, it was stolen, or the bank that issued it found a compromised situation and is sending you a new one as a preemptive strike to protect you. If it’s later, it’s because […]
How to negotiate better credit card fees, interest, and debt
If you have a credit card, or even two or three of them, you might already know how convenient they are. They’re a blessing when you have an emergency or are short on cash and need to put gas in your tank, buy food, or even that shirt you just […]
What does a negative credit card balance mean?
A negative balance on your credit card means you’ve overpaid in some way. Perhaps you’ve accidentally submitted a higher amount than required by your payment or you’ve returned something to a store at a certain time during the billing cycle that resulted in this negative balance, or credit, for you.
Can I make multiple payments a month on my credit card?
You probably know that to keep up with a good credit standing and have a high credit score, you need to make your credit card payments on time. It’s even more important if you’re just starting out into the world of credit cards so you can build a strong credit […]
When is it too late to back out of buying a house?
It’s too late when you get to the contract stage, particularly once they are signed and exchanged.
Is a real estate license worth it? – What no one tells you
Yes, it is! When you get your real estate license, it can boost your investing career. You’ll be able to network with other licensed agents, find the best deals, and make more of that beautiful green money through commissions and incentives.
Can you get a credit card if you’re unemployed?
Credit cards are exceptionally handy things to have around for many reasons. They’re great for emergencies, plus they can help you build up credit. Perhaps you’re fresh out of college and hitting the pavement in hopes of finding a new job, or perhaps you’ve recently lost a job and are […]
Does a cash-out refinance affect property taxes?
Are you thinking about a cash-out refinance? If so, you might be wondering if that will affect your property taxes. Quite simply, the answer is no, a cash-out refinance won’t affect your property taxes, that is unless your property value increases. Some people consider doing a cash-out refinance for home […]
Can I be denied a mortgage due to overdrafts?
Do you have overdrafts? If so and you’re wondering if you can be denied a mortgage due to those overdrafts, I have good news. The answer is no! While the lender is most certainly going to look into those overdrafts, this is not the kiss of death. The lender needs […]