Some of us are guilty of having unused credit cards taking up precious real estate in our wallets. Perhaps you’ve got an old store card you opened to get a discount on a purchase but haven’t shopped there in years. Perhaps it’s a general credit card that got pushed to […]

Sooner or later, you’ll need a replacement credit card. If it’s sooner, it’s because you’ve either lost it, it was stolen, or the bank that issued it found a compromised situation and is sending you a new one as a preemptive strike to protect you. If it’s later, it’s because […]

If you have a credit card, or even two or three of them, you might already know how convenient they are. They’re a blessing when you have an emergency or are short on cash and need to put gas in your tank, buy food, or even that shirt you just […]

A negative balance on your credit card means you’ve overpaid in some way. Perhaps you’ve accidentally submitted a higher amount than required by your payment or you’ve returned something to a store at a certain time during the billing cycle that resulted in this negative balance, or credit, for you.

You probably know that to keep up with a good credit standing and have a high credit score, you need to make your credit card payments on time. It’s even more important if you’re just starting out into the world of credit cards so you can build a strong credit […]