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Credit cards are exceptionally handy things to have around for many reasons. They’re great for emergencies, plus they can help you build up credit. Perhaps you’re fresh out of college and hitting the pavement in hopes of finding a new job, or perhaps you’ve recently lost a job and are […]
Are you thinking about a cash-out refinance? If so, you might be wondering if that will affect your property taxes. Quite simply, the answer is no, a cash-out refinance won’t affect your property taxes, that is unless your property value increases. Some people consider doing a cash-out refinance for home […]
Do you have overdrafts? If so and you’re wondering if you can be denied a mortgage due to those overdrafts, I have good news. The answer is no! While the lender is most certainly going to look into those overdrafts, this is not the kiss of death. The lender needs […]
No, teens that aren’t 18 can’t get a traditional credit card in their own name without a cosigner or a verifiable income. Alternatively, an adult could add a minor as an authorized user.
Sometimes late payments happen. Perhaps you went out of town and forgot to post or mail your payment before your trip. Or maybe times are tough and you’re having trouble keeping on top of your bills. And if it’s neither of these instances, it could be an error made by […]
Whether you’re a husband wondering if your wife can get her own credit card, or you’re a housewife yourself, you can take comfort in knowing that yes, a housewife can apply for credit cards.